Independent and Innovative solutions to all of your mortgage requirements

Welcome to Mortgage Concepts Associates. Whatever type of mortgage advice you are looking for, from first-time buyer to adverse re-mortgages, we can help you to find the one that meets your needs.

Mortgage Concepts Associates are based in London and cover London and the the South of England including Kent, Surrey, Sussex, Essex, Hampshire, Buckinghamshire, Hertfordshire and Berkshire.

We advise on all types of mortgages and loans including bridging and lifetime Mortgages. Click here to find out more about the types of mortgage and loans available.

Mortgage Concepts Associates are independent Mortgage advisers and advise on the whole market.

We will talk to you and complete a Fact Find so we can make an assessment of  your situation. We will then discuss your circumstances with you and make recommendations based on your situation.

We are qualified to give advice on Equity Release schemes including Lifetime Mortgages and Home Reversion Plans. For more information please click here

We generally charge a nominal fee of £395.00 (£195 upfront and non-refundable and £200.00 on completion) for our services except in exceptional cases when a fee would not be appropriate and we would agree this in advance.